Can an IVA stop a CCJ?

An IVA can stop a CCJ. After signing an IVA agreement, your creditors are no longer able to chase you for the debt. But, for your IVA proposal to be accepted, it needs to be considered appropriate by at least 75% of your creditors. Let me walk you through the process…

Debt Management Plan Pros and Cons

A Debt Management Plan (DMP) is an informal agreement between you and your creditors, stating that you will make reduced monthly repayments towards your debt. DMPs are a popular debt solution in the UK, but they aren’t right for everyone. Let me walk you through the pros and cons…